PAX Insurance

Military insurance for Armed Forces personnel and their families.

As a member of the British Armed Forces, you need more than a standard insurance policy; that's why we offer a range of products suited to the life you lead.

Military kit cover

Kit and Contents

Insure your military kit, personal possessions and mobile phone from as little as £7.94* a month.
Find out more
Military travel insurance


Going on a trip? Single trip and annual worldwide cover specifically designed for the UK Armed Forces.
Find out more
Military life insurance


Cover for Regular and Reserve personnel, with terms from 5 to 30 years and up to £240,000 per person insured. 
Find out more
Military personal accident cover

Personal Accident

PAX has been the major provider of Personal Accident Insurance to HM Regular Armed Forces since 1989.

Find out more

Why choose PAX Insurance?

Over 100 years of protection

PAX has been offering insurance specifically tailored to the military for over 100 years, looking after service personnel and their families.

A dedicated team of insurance professionals

Our dedicated PAX team will ensure you have the necessary cover to meet your specific needs.

Trusted by over 60,000 military personnel

From personal accident to travel insurance, PAX covers over 60,000 members of the UK Armed Forces and reservists.

Am I eligible for PAX?

The PAX range of general insurance products has been created specifically for serving military personnel and their families, as well as those connected with the British Armed Forces. It covers personnel living in the UK as well as those based overseas.

PAX general insurance policies apply to:

  • Serving members of the Royal Navy, British Army, Royal Air Force and, Royal Marines, together with Reservists MoD civil servants and their immediate families
  • British civilians employed by the Armed Forces, consultants and those employed under contract with the Armed Forces and people providing charitable or voluntary services to the Armed Forces
  • Retired and ex-serving members of the Armed Forces living in the UK

*Representative Example

£7.94 and £89.83 are based on the basic level of cover: £3,000 for kit owned by or on permanent issue to you and £3,000 for personal possessions which includes mobile cover, and includes a 3 year no claims bonus. Premiums quoted include Insurance Premium Tax at the appropriate rate and Administration Fee.

Cash Price


Finance Charge for credit (interest rate 6.0%)


Total Amount Payable - Cash price + finance charge (APR 11.5%)


First Instalment


No. of (monthly) instalments


Monthly Instalment Amount


PAX Kit & Contents insurance is underwritten by Royal & Sun Alliance Insurance plc.

Premiums quoted include Insurance Premium Tax at the appropriate rate and Administration Fee

Aon UK Limited is a credit broker and not the lender. We have only approached Premium Credit Limited, Ermyn House, Ermyn Way, Leatherhead, KT22 8UX. We are not therefore providing you with any advice regarding this finance provider. Aon UK Limited is remunerated for arranging this credit and if you would like to find out more please contact us. Credit is subject to status and the lender may use a credit reference agency that leaves a record of the search or other information about you to carry out credit and anti-money laundering checks